Education and Early Childhood Learning

Home Finance: Grade 12 Essential Mathematics ( 10.96 MB)

This support document for the Grade 12 Essential Mathematics course is designed to be a project spanning several days in order to meet the Home Finance learning outcome. While the document is not the only way this unit can be covered, it provides several possible approaches as well as vocabulary with which students should become familiar. Buying a house is the biggest financial investment that most consumers will make in their lifetime. It is therefore critical that students learn to make informed decisions, given that they will be involved in this kind of transaction at some point in their lives. To make the discussions as authentic as possible, the project explores buying, renting, and maintaining a home. In this document, the terms “housing” or “home” mean a house, apartment, or condominium.

Document Sections:

• Cover (1.78 MB)
• ISBN Information (457 KB)
• Introduction/Contents (584 KB)
• Acknowledgements (537 KB)
• Front Material (2.50 MB)
• Appendices:
• Appendix A: Lexicon (128 KB)
• Appendix B: Jobs (884 KB)
• Appendix C: Questions about Jobs and Salaries (477 KB)
• Appendix D: Homes for Sale (3.21 MB)
• Appendix E: Insurance Tables-Owner (522 KB)
• Appendix F: Protection (488 KB)
• Appendix G: Mortgages (497 KB)
• Appendix H: Mortgage Elements (529 KB)
• Appendix I: Affordability (481 KB)
• Appendix J: Initial Costs (532 KB)
• Appendix K: Land Transfer Tax (532 KB)
• Appendix L: Home Maintenance-Situations (526 KB)
• Appendix M: Home Maintenance-Examples (533 KB)
• Appendix N: Property Taxes (2.60 MB)
• Appendix O: Energy Efficiency (545 KB)
• Appendix P: Homes for Rent (3.21 MB)
• Appendix Q: Tenant Insurance Table (587 KB)
• Appendix R: Answer Key (1.74 MB)

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