Canada Student Loans - Federal Assistance
These federally subsidized loans are interest-free while you are a full-time student. Interest begins to accumulate once you cease to be a full-time student. You are not required to make payments until 6 months after you cease to be a full-time student. The maximum Canada Student Loan is $210 per week of study. Example: for a 34-week program, the maximum is $7,140 ($210 x 34).
Manitoba Student Loans - Provincial Assistance
These provincially subsidized loans are interest-free. You must begin repayment of the loan six months after you cease to be a full-time student. The maximum Manitoba Student Loan is $140 per week of study. For a 34-week program, the maximum is $4,760 ($140 x 34).
Deadline: All information and required documentation must be received no later than two months before your period of study ends. Funds cannot be released after your period of study end date.
Students from Low-income Families
If you are from a low-income family, qualify for a federal student loan and you meet the specific grant eligibility requirements, you will receive $375 per month of study (half at the start of the year and half mid-way through). This grant is available for all years of your university undergraduate, college, or trade school program, provided your entire program is a minimum of 60 weeks in length.
Students from Middle-income Families
If you are from a middle-income family, qualify for a federal student loan and you meet the specific grant eligibility requirements, you will receive $150 per month of study (half at the start of the year and half mid-way through). This grant is available for all years of your university undergraduate, college or trade school program, provided your entire program is a minimum of 60 weeks in length.
Students with Dependants
If you are a low-income student, qualify for a federal student loan and you have children under the age of 12* you may be eligible to receive $200 per month for each child.
*As of the start of your study period.
The Manitoba Bursary
The Manitoba Bursary is a loan reduction award, funded by the Government of Manitoba. The funds from this bursary reduce the amount of Manitoba Student Loan (MSL) debt a student accumulates annually. The Manitoba Bursary is applied directly to a student’s MSL debt by the middle of September each year, following the verification of satisfactory progress in their approved course of study. Students in graduate programs, professional programs or studying at Private Vocational Institutions outside of Manitoba are not eligible.
The eligibility threshold for the Manitoba Bursary loan limit is determined each year based on two things:
NOTE: Eligibility requirements for the Manitoba Bursary vary year to year and are not guaranteed. Only borrowers of a MSL are eligible to receive a Manitoba Bursary.
The Manitoba government is funding a new bursary which will provide Rural and Northern students with an additional $600 to help off-set the increased costs of accessing their education.
You are automatically considered for this bursary when you complete an application for Canada/Manitoba Student Loans.
Part-time Canada Student Loan – Federal Assistance
Students applying on a part-time basis (between 20% and 59% of a full course load, 20% to 39% for students with disabilities) must apply to the province where they have lived for the last 12 consecutive months before their study period, not including time spent in post-secondary studies.
Part-time students cannot apply via the Internet. The maximum assistance for part-time students is $10,000. Interest will accumulate while you are studying, but you are not required to make payments until six months after you graduate or stop going to school.
To be eligible you must be enrolled in a post-secondary school, and must be taking a program of study that leads to a degree, diploma or certificate. There are maximum income limits for part-time loan eligibility.
In order to receive your loan you must:
Failure to complete these forms correctly will result
in a delay in the disbursement of your loan.
Complete details on the Part-time Canada Student Loans Program, information on completing any of the forms, and a list of participating Canada Post Retail Outlets may be obtained on the Canlearn website
Part-time Students with Dependants
If you are a part‑time student with up to two children under the age of 12* you may be eligible for $40 per week of study, and if you have three or more children under the age of 12* you may be eligible for $60 per week of study.
*At of the start of your study period.
If you are a part-time student, qualify for a Part-time Canada Student loan and are from a low-income family, you may be eligible for up to $1,800 per academic year.
Disabled students are eligible for and subject to the same loan limits as full-time students.
Disabled students are eligible for the same grants and bursaries as full-time students.
Students with Permanent Disabilities
If you have a permanent disability and qualify for a federal student loan you may receive $2,000 per academic year to help cover the costs of accommodation, tuition, and books.
Services and Equipment for Students with Permanent Disabilities
If you have a permanent disability which requires you to incur exceptional education-related costs for things such as tutors, note-takers, interpreters, braillers or technical aids, you may receive up to $8,000 per academic year to help pay for these expenses.
If you are of Canadian Indigenous ancestry, you may be eligible for the following awards, as well as all other federal and provincial student loans, bursaries, and study grants.
Non-repayable assistance of $250 per year available to Canadian Indigenous students studying in Canada. To be eligible, you must have at least a $1 need as determined on the Canada Student Loan/Manitoba Student Loan assessment.
Aboriginal Education Awards of up to $3,000 for university and $1,500 for college students are available to students of Indigenous ancestry who are planning to, or are already attending a post-secondary school.
Recipients of the awards may be considered for summer and/or part-time employment with one of the Business Council’s member companies.
These awards were introduced in 2001 to assist Indigenous students attending post-secondary schools with costs such as tuition, books and supplies for the academic year. The Business Council of Manitoba initiated a partnership arrangement with the Governments of Canada and Manitoba to provide education awards to eligible Indigenous students. Funding for the awards is based on matching contributions from each of the partners. Due to the success of the program, the three partners have doubled their portion of funding from $75,000 to $150,000 per partner. In the first year of the new agreement, 120 Indigenous students will share a total of $312,000 in awards.
To be eligible for these awards, you must:
Even if you are receiving funds from other sources you may still apply for this award.
To apply you must:
You do not need to enclose proof of acceptance at the university or college but will need to produce it before the award is released.
Applications are screened based on the combined criteria of personal achievements, academic standing, and financial need.
Indigenous students don’t have to be enrolled in a post-secondary school to apply for these awards. They can be in the planning stage as well (potential high-school graduate students planning to attend a post-secondary school upon graduation can apply as long as they apply for the current fall session).
Deadline: The deadline for applications is March 1. Students can apply each year for this assistance.
For further information, contact the school directly:
Assiniboine Community College – 204-725-8700 (ext. 6964)
Brandon University – 204-727-9737
University of Manitoba – 204-474-9531
University of Winnipeg – 204-786-9458
Red River College – 204-632-2437
University College of the North – 1-866-627-8500
Université de Saint-Boniface – 204-235-4408
Manitoba Institute of Trades and Technology – 204-989-6519
The ACCESS Programs provide a support network designed to increase student success. The major focus is on academic and personal support, and, for those who qualify, financial support in the form of ACCESS bursaries, grants and student loans. Manitoba Student Aid works with representatives from the ACCESS programs to administer assistance to students who qualify for funding. There are several academic programs of study supported by the ACCESS programs in Manitoba.
Typically qualifying students are from under-represented groups, specifically people of Indigenous ancestry, northerners, residents of the inner city, people with disabilities, women, single parents, immigrants and refugees.
Students can apply directly to any ACCESS Program office at participating public Colleges and Universities in Manitoba. Students complete an ACCESS program application form and submit by the due date in spring. Applications are paper screened for eligibility by the ACCESS Program. Students that meet basic criteria are invited to an interview and selection process. Students are notified by the ACCESS program if they have been successfully chosen in their area of study.
Students who are selected and qualify will receive an ACCESS Bursary as well as the maximum CSL of $210 per week. ACCESS bursary funded students do not receive a MSL therefore do not incur that debt. ACCESS bursaries are designed to meet all financial need of students while attending school. Students may also qualify for other bursaries and grants depending on their situation.
For details about the ACCESS Programs as well as application forms, contact the program office of choice at any participating college or university you wish to attend in Manitoba.